Every year the number of money transfers across Russia increases, and they become more accessible. With the help of transfers, people pay for large purchases, loans, trips, training, etc. The geography of translation systems is expanding significantly, and tariffs are decreasing. In the current situation, it is sometimes difficult to choose a method of transferring money or a payment system that would be the most profitable, reliable, and make it possible to send money quickly and make transfers with a minimum commission V 2018.
In fact, there are quite a few ways to transfer money in Russia, but to find the cheapest and most convenient one, it is better to consider the main ones.
Types of money transfers
Postal transfer. This type is one of the oldest money transfers. To do this, you just need to have your passport with you.
At the post office you can transfer money using the CyberMoney service with a commission of 1-5%. A one-time payment for the transfer is also added to this amount. It should be noted that the larger the transfer amount, the lower the interest rate, but the higher the one-time payment. For example, for 1000 rubles you need to pay 40 rubles and 5% of the transfer amount. For a transfer from 5,000 to 20,000 - 100 rubles and 2% of the amount.
The big advantage of the CyberMoney transfer is that it is available to all residents of the country and can be received and sent from the most remote corners Russian Federation. The downside is that the transfer can take up to 10 days.
Russian Post also provides urgent transfer services “Forsazh”, which can be received within 24 hours. The commission here is 1.7 -10%. In addition, the service is available only to residents of large settlements.
Bank transfers from account to account. This transfer is also one of the oldest types of money transfers. But in order to implement it it is necessary:
- so that the recipient has his own account;
- that the account be opened in the same bank as the sender (otherwise the commission may be very high).
In addition, you must have documents: passports, applications.
Even when transferring from one bank account to another, the tariffs are 1.5-2%. The transfer speed also leaves much to be desired: funds arrive in 1-3 days.
Transfer from card to card. Such a transfer is most profitable, provided that it is made to a card of the same bank. Many banks provide this service without commission. Sberbank clients, for example, can transfer funds without commission to the water city. If you need to send money to another city, the commission will be 1%.
But in any bank the commission for transferring from card to card will be no more than 3%. Money arrives instantly and can be transferred through an ATM at any time of the day. The only downside is restrictions on the volume of transfers.
Transfer through payment systems. Express transfers, which can be made at special service branches, banks and even via the Internet, are becoming increasingly popular. The most popular services in Russia are UNIStream Western Union, MoneyGram, Аnelik and some others. You can receive money within a few minutes after departure by presenting your passport. The average commission ranges from 1-2.5%.
The advantages of such a transfer are, first of all, that it can be done without leaving your home, the transfers arrive instantly. These include WebMoney, YandexMoney, Qiwi and some others. The sender simply transfers funds from one wallet to another, paying a certain percentage for this. The downside is that in order for the user to receive cash, virtual money will have to be cashed out, which will take some time and a certain amount. On average, you need to pay 3-4% of the transfer for the service.
Transfers in cryptocurrency are becoming increasingly popular in Russia.
How to profitably transfer money in 2018 through international payment systems
We will not dwell on postal transfers or transfers from account to account. They have been in use for a long time, and everyone knows how to carry out operations. As for the possibilities of transferring through payment systems, they are different, and it is worth getting to know them better, especially since many of them allow you to transfers with low commission. Therefore, we will consider those services that are most popular in Russia today.
Unistream
Unistream operates in 95 countries around the world, including Russia. Transfers through this system are considered the fastest. Tariff - 1%. You can transfer up to five thousand dollars, both within Russia and abroad.
Contact
The Russian payment system “Contact” appeared relatively recently, but now, thanks to it, you can make money transfers not only in Russia, but throughout the world. It is possible to transfer funds in rubles, dollars and euros. The maximum you can send in Russia is 500,000 rubles. The transfer commission ranges from 0.2 to 1%.
Western Union
The payment system operates in more than 200 countries. In the Russian Federation, you can transfer up to 100,000 rubles at a time.
Transfers are divided into 2 types: “12 hours” and urgent, which arrives in a few minutes. Tariffs are among the lowest in Russia - 0.9%.
MoneyGram
Moneygram is one of the most common systems in Russia, so transfers can be made in many Russian banks that participate in it, including Sberbank. This payment system allows you to transfer up to $5,000 per day. Commission for the Russian Federation - 1%.
Close
Blizko is a Russian invention, and its operator and at the same time owner is OJSC AKB Svyaz-Bank. The main advantage is the high speed of translations. Money arrives in a minute. The maximum amount for transfer is $10,000, you can use the ruble equivalent. Commission for Russia -1%. Depending on the region it may be slightly less or more.
Gold Crown
It is more suitable for transfers to CIS countries, since it is actively integrated with foreign payment systems, but you can also make transfers within the country. The average commission is 1.5%. Transfers to the Russian Federation arrive instantly
Hummingbird
Transfers can only be made through Sberbank. The maximum transfer amount is 500,000 rubles. Currency transfers are also possible. The commission is 1.5% of the amount, but cannot exceed 1000 rubles. The transfer takes 10 minutes.
Gait
Allure is not the fastest of payment systems; on average, a transfer takes less than 10 minutes. The sender has the opportunity to transfer up to $15,000 with a fairly low commission, from 30 rubles to $3.
Money tracking and alert system.
How realistic it is to track the transfer of money, you need to find out in the system itself. But, as a rule, in order to attract customers, many services provide such a service. They also offer the option of notifying the recipient via SMS.
Transfers to the Russian Federation, the benefits of transferring money in 2018
If we consider the available opportunities for transferring money and decide how it is more profitable to transfer a certain amount, it is worth focusing on 3 components: speed, tariff and convenience when transferring a payment.
Some transfers take up to several days, for example postal or bank transfers from account to account. A completely different picture is observed with express transfers through international payment systems. Money can arrive instantly or within a few minutes, and the commission for the service is low. However, if there are post offices and Sberbank branches in almost every locality, then not every resident of the Russian Federation has the opportunity to transfer money through payment systems. Although many payment systems today have partners. For example, " Gold Crown» allows you to do translation in the Beeline, MTS, Svyaznoy, Euroset networks.
If it is not possible to transfer cash through payment systems, then you can use the “Hummingbird” urgent transfer. It is accessible to everyone, especially since you can transfer not only rubles, but also dollars and euros. The service will not take much time and you will only need a passport.
It is very profitable to transfer money from card to card, especially if the cards are from the same bank. In this case, many banks do not charge a commission. In Russia this is practically the only way transfer money without commission in 2018. When transferring to a card from another bank, the tariff will be 2% of the transfer amount. The operation can be carried out at any time of the day via an ATM or the Internet.
The fastest transfer with minimal commission
In Russia, it is best to use the Western Union system. It has 3 advantages at once.
- Speed. The transfer arrives in a matter of minutes. The person to whom the money is sent can receive it almost immediately.
- Low commission. It is 0.9%, but cannot be less than 100 and more than 900 rubles.
- Availability. The system has been operating in Russia since 1991 and cooperates with MDM, Prominvestbank, Absolut, Vyatka Bank, Omsk Bank and some others. To find the nearest branch, just go to the page and click on the branch search. In total, there are now about 14,000 service points in Russia, many of which have a 24-hour operating schedule. To receive a transfer, you need to provide a passport and a control code, which will be provided by the sender.
Russian Post also cooperates with Western Union, but transfers, as a rule, are sent to foreign countries or to remote corners of the Russian Federation.
The most expensive ways to transfer money
One of the most expensive methods of transferring money is transfer through Russian Post. The commission for urgent “Forsazh” transfers here can reach up to 10%. If you send funds using the CyberMoney system, then with relatively small interest rates, the one-time payment that is added to them can reach up to 535 rubles. For example, for a transfer of 10,000 rubles you will need to pay 435 rubles.
It is not profitable to transfer money from a mobile phone account, since the commission in this case can be about 8%.
How to make a transfer via the Internet with a low commission
A very simple and at the same time convenient way is to send money through an online bank; all you need is a computer, smartphone or tablet. The translation will take only 2-3 minutes. Online services are usually quite simple and transferring money through them is not difficult. You will only need to log into the website (in some cases, into your personal account) and enter the country to which the transfer will be sent, the city, and the recipient’s details.
Can be used:
- classic translation, when you need to enter all account details,
- transfer from card to card.
It is worth considering that when transferring to a card from another bank, the money will arrive in the recipient’s account within 24 hours, and you will need to pay a certain percentage for the transfer. But, as a rule, a smaller percentage is charged for the operation than when transferring and withdrawing money from Webmoney, Qiwi, etc. Some payment systems run promotions. Thus, Unistream does not charge interest for services from MasterCard and Visa users.
Cryptocurrency transfers
Along with other translation systems Money transfers in cryptocurrency should also be considered. Especially in the cryptocurrency of Russian origin - RUCOIN, as there are transfer opportunities with low commissions. While Bitcoin transaction fees have increased significantly in 2017, the fee for any transaction in RUCOIN is only 0.1%! You can transfer money instantly. At the same time, the cryptoruble is not subject to state control and has no intermediary organizations.
There are many different reasons to send money to loved ones. Most often, such economic benefits are made by parents to their student children or by children who have gotten on their feet and financially support their parents. Most often, such regular shipments are made within the borders of our country. Therefore, the issue of cost is very relevant, because money transfers within Russia can be done in different ways and in each case there are advantages and disadvantages of the options.
Sending money by mail
The most widespread network of branches in the country is Russian Post. In all, even the most distant corners, there is at least one small working branch. One of the oldest enterprises provides various types of services, including sending money.
It is worth noting that this method is one of the most expensive and time-consuming.
But in some areas it is practically irreplaceable. After all, not everywhere there are alternative services willing to work, sometimes even at a loss.
Tariffs for sending money by Russian Post
The Post Office offers the CyberMoney service. Tariffs for small money transfers start from 40 rubles + 5% up to a thousand, up to 250 rubles + 1.5% up to half a million.
This means that for sending 1 thousand rubles you need to pay 90 rubles (9%) commission. And for an amount of 500 thousand, the payment will be 7,750 rubles (1.55%).
But you need to know that sending amounts up to 100 thousand takes 3 working days, and more than this amount, according to the regulations, can be issued in a maximum of 8 working days.
Pros: huge coverage of the country, you receive cash immediately, you can send large amounts.
Cons: high commission for small amounts, very low speed.
Translations of specialized systems
There are special companies to make transfers, such as Western Union, Unistream, Anelink or others. Some of them are almost two hundred years old. Western Union, for example, has branches almost all over the world. They also strive to speed up the process of sending and receiving within each country and regularly reduce shipping rates.
Now for an operation up to 10 thousand rubles you need to pay only 100 rubles fixed commission, and up to 100 thousand - 1% of the amount. When more than 100 thousand rubles need to be transferred, the client will pay a fixed commission of 1000 rubles.
System tariffs
You can pick up the money a couple of hours after sending. You just need to know the transfer code and have a passport. Some systems allow you to receive a transfer a few minutes after sending, for example, Zolotaya Korona.
Pros: high speed of money transfer, no need to have bank accounts.
Cons: fewer branches than the post office; you can only get it at specialized points.
Transfers between bank cards
A more profitable transfer is between cards of the same bank. In this way, you can even transfer money within Russia without a commission, and Sberbank offers this if the sender and recipient have accounts opened in the same city. Some banks, such as Tinkoff, do not charge fees for transfers between any client debit cards.
The maximum commission can rarely reach 2-3% of the amount. But there are restrictions on the volume of transfers. Different banks can have an average of 15 to 75 thousand per day. Large limits exist for transfers within a bank, and not between cards of different financial institutions.
Pros: high speed, average commission.
Cons: you need to have a bank card, you can only get cash at an ATM.
Sending through virtual payment systems
Younger users use the Qiwi, WebMoney or Yandex.Money systems for transfers. But cashing out through these services takes some time and is not free.
On average, a user must pay up to 3-4% of the amount to receive banknotes.
But the translation itself arrives instantly. Although there are also restrictions on maximum transfers. It will be a problem for unauthorized users to receive more than 15 thousand rubles.
Pros: 24/7 transfers, low sending fees.
Cons: problem with cashing out, limited low amounts for sending, you need to be registered in the service, commission for receiving is above average.
Transfer via bank
You can go the traditional route and make a bank transfer to the account. In this case, the commission will range from 1 to 5% in different banks. The average value will be 1.5-2%.
But at the same time, the recipient must have a bank account and send full details to the person who wants to transfer the money. Also, you can actually withdraw the amount only through a bank branch during business hours. Which imposes its own inconveniences for receiving. The transfer takes one working day maximum.
Pros: average transfer speed, average commission, cash receipt.
Disadvantages: you need to have an account, you can only get it on weekdays, you can only pick it up at one specific bank branch.
Payment system is a service for transferring money and other funds in electronic or physical form. International payment card systems (VISA, MasterCard, American Express).
Despite the fact that money transfers by Russian post have clearly lost their relevance recently, many still use this service. Russian Post offers several options for sending money to citizens in all cities of our country and beyond. This will be discussed further.
How is the translation carried out?
To send money via postal transfer, you must personally come to the nearest post office. The registration procedure is reminiscent of a bank transfer; the applicant will be required to fill out a document and provide a passport, the rest of the steps are performed by the operator.
Postal money transfer by Russian Post has several advantages. Firstly, this service is available to absolutely everyone, both physical and legal entities, every city and town has a post office. Secondly, there are several different types of transfers in terms of tariffs and conditions; each client has the opportunity to choose the one most acceptable to him. Thirdly, you can send money via mail in cash and by bank transfer.
Tariffs and conditions
At the moment, Russian Post offers several options for sending money. Each of them has different tariffs and conditions. Next, each translation should be considered in more detail. By the way, you will find all the latest information on the official website of the Russian Post.
Express translation Fast and Furious
The name of this service speaks for itself; according to the terms of the service, the recipient can receive the transfer instantly. There are two types of Forsage transfer - it is addressed, the money can be picked up at one specific post office, or unaddressed, the transfer can be received at any post office.
You can send money by express transfer to any region of the Russian Federation and neighboring countries, The maximum transfer amount is 500 thousand rubles and 150 thousand rubles abroad. For this service, a commission is charged from the sender, which must be paid when sending money.
Commission amount for addressed shipments:
- up to 3000 rubles – 150 rubles;
- from 3000 to 7500 rubles – 300 rubles;
- from 7,500 to 500 thousand rubles – 1.7%, but not more than 2,000 rubles.
Commission amount for addressless transfers:
- up to 3000 rubles – 99 rubles;
- from 3,000 to 300 thousand rubles – 1.2%, but not less than 149 and not more than 1,000 rubles.
Tariffs for international shipments are charged as a single fee - 1.8% of the size of the shipment, but not less than 149 rubles.
Please note that you can send money by mail to the recipient's home address, the cost of a postal transfer will be 1.77% of the amount, but not less than 29.5 rubles.
Additional services
Postal transfer
This type of money transfer has several advantages. Firstly, the maximum transfer amount is up to half a million rubles. Secondly, not only individuals can use the service. Thirdly, you can receive money not only from the OPS, but also by bank transfer. The only drawback is that you can only receive the item at one Russian post office.
Commission for transfer within Russia:
- up to 1000 rubles – 70 rubles + 5%;
- from 1000 to 5000 rubles – 80 rubles + 4%;
- from 5,000 to 20,000 rubles – 180 rubles + 2%;
- more than 20,000 rubles – 280 rubles + 1%.
How long it takes to send a money transfer by mail across Russia depends directly on several factors, namely the amount and the post office. On average the timing varies from 2 to 8 working days. Outside our country, funds are delivered in 2 or more business days.
You can find out how much a postal money transfer within Russia costs on the official website; thanks to a convenient form, the price is calculated automatically, for this you just need to indicate settlements sender and recipient and the amount to be sent.
Western Union
Western Union is the world's largest system of international money transfers. Via Russian Post You can send a transfer only outside the Russian Federation; for internal transfers you need to choose a different option.
The maximum amount to be sent is 375 thousand rubles, the commission fee is at least 150 rubles. The transfer fee depends on the destination and the amount to be sent; information can be obtained on the website or at the post office. To send money, the sender must have a passport with him.
Please note that you will receive the amount by mail. more than 100 thousand rubles, it must first be reserved in the branch where the money was sent; using your passport and departure number, the operator will tell you the date when the transfer can be picked up.
Electronic transfers
If you want to send money in such a way that the recipient can pick it up at a Russian post office, but do it remotely, you can use the Qiwi service. You can send funds through any Qiwi terminal, electronic wallet or mobile application.
To use the service, you need to know the recipient's address and postal code. The advantage is that the service is available around the clock. The cost of the service depends on the selected sending method: through the terminal the commission is 2% + 60 rubles, through the wallet - 2.5% + 60 rubles. The maximum amount to be sent along with the collection is 15,000 rubles.
Transfer money from a bank card to the recipient's address via the post office website
Money transfers between bank cards
Today, many banks offer their clients to transfer money without leaving home through their official website. Russian Post similarly provides the service through its official website. To send money you need to know the recipient's card number and the transfer amount, maximum – 50,000 rubles.
The commission for this operation is 1.6%, but not less than 60 rubles in Russia.
How and when to receive money
To begin with, when the money arrives at the recipient's post office, the postman brings a notice and leaves it in the mailbox. With the notification, you can come to the branch with your passport and receive your funds. If the shipment was ordered to your home, the postman brings the money to the indicated address and hands it over personally to the recipient. If the recipient was not at home at the time of the postman’s visit, he will have to collect the money himself from the post office.
Only the declared recipient can collect the funds; third parties need a notarized power of attorney.
Addressless express transfers can be received at any nearest post office. The recipient will only need a passport and a control number; this must be provided by the sender, who will know it when sending funds.
Postal transfer tracking
A postal transfer takes a little longer than an express transfer, so you can only find out that the money has been received when there is a notice in your mailbox. But, as practice shows, due to a shortage of postmen, the notification may not be delivered on time. But you can find out exactly how much a postal money transfer takes in Russia on the official website of the post office, where you will also find a service to track the shipment. Ask the sender for the tracking number and enter it in the provided field to receive information about the shipment.
Instant transfers have become an integral part of our financial lives. We send money to friends and relatives who live in other Russian regions, near and far abroad countries. Instant money transfers do not require you to carry out complex banking transactions; to move funds, you do not need to open a special account and spend money on its maintenance.
Instant transfer systems
The following money transfer systems have become popular in our country:
Western Union;
Unistream;
MoneyGram;
Blizko;
Contact ;
Migom;
Post office.
Translations will allow you:
- send money anywhere in the world;
- spend no more than 15 minutes transferring money;
- save on transfer fees;
- be confident in the reliability and safety of the translation;
- use the simplest possible transaction processing mechanism.
How to send a money transfer?
If you want to send an instant transfer, you need to come to the service point. This could be the Russian Post, or any bank, Zolotaya Korona or Contact service points.
For example, you want to send a transfer to Ukraine for your relatives. You will need a passport or other document identifying you. In addition, you will need to provide the details of the recipient of the funds and announce the amount of the transfer.
Next, you deposit the transfer amount, taking into account the system commission, into the cashier. That's all. The money reaches the recipient within a few minutes.
To receive funds, a relative must contact the nearest collection point. The recipient needs to take a passport. It takes a few minutes to issue money. Some systems require the recipient to pronounce a code word or transfer number. If this is a prerequisite for the transfer, be sure to inform the recipient about this.
Instant transfers are a fairly convenient tool for transferring money within the country and to neighboring countries. You've probably heard that the flow of remittances to Armenia, Tajikistan, and Kyrgyzstan is increasing every year. What do you think this is connected with? Yes, you guessed it right with the development of instant transfer technologies by foreign workers. They were the first to appreciate the convenience of this method of moving money.
How much do instant money transfers cost?
To transfer money you will have to pay a commission, its size varies greatly - from 0.4 percent of the transfer amount to 6 percent. The amount of the fee depends on the direction of the transfer and its amount.
Now let’s tell you a little about the largest instant transfer systems.
Western Union
Instant Western Union money transfers can be made to both legal entities and individuals to all countries of the world. The convenience of the system lies in the wide geography of transfers.
You can transfer money from a bank card, deposit it in cash, or use the Internet banking service. The transfer fee is kept from 0.5% to 2% of the transfer amount, from 100 to 5000 rubles of the transfer amount, the commission will be only 100 rubles. The developed infrastructure of service points makes the system quite popular in Russian regions and CIS countries.
To make a transfer, it is enough to present any document proving your identity, indicate the full name of the recipient, the country of destination and the city to which the transfer will be sent, it is also possible to indicate a security question with the answer to it, for greater security of the transfer. You can also provide the transfer with a text message, and there is a service for notifying the recipient by phone about the transfer or having a receipt delivered to your home. The recipient of the transfer to receive cash must contact any Western Union service point and have a document proving his identity, indicate the full name of the sender, the country of origin of the transfer and, if a security question is specified, the correct answer to it, as well as the transfer code. After this you will be given cash. The disadvantage of Western Union is the rather high fee for the company’s services; all transfers are made in dollars.
gold Crown
You will definitely like Zolotaya Korona transfers if you plan to transfer money to an individual without specifying a specific address. To make a transfer, you must present a document proving your identity, indicate the full name of the recipient, the country and city of residence of the recipient of the transfer. In this case, the recipient can, at his own discretion, choose the nearest money issuing point that services Zolotaya Korona transfers. The verification code is sent to the recipient in the form of a message to the mobile phone you specified. For free SMS notifications, you must indicate the recipient's phone number. This is quite convenient, because... does not require additional effort on your part.
40 thousand service points located in the countries: Abkhazia, Belarus, Azerbaijan, Kazakhstan, Georgia, Kyrgyzstan, Russia, Moldova, Uzbekistan, Tajikistan and Ukraine. Restrictions on transfer amounts in the rules of the “Golden Crown” service depend on the legislation of the recipient’s country. Transfers are made in any currency, exchange takes place at the Bank of Russia exchange rate at the time of transfer. The translation storage period is 60 days. If the transfer has not been requested, after this period the sender should contact the place where the transfer was sent.
The disadvantage of the Golden Crown is the lack of a uniform pricing policy. Each agent sets the commission amount independently. At one point you can send a transfer with a commission of 0.5 percent of the amount, and at another you will pay 1.5 percent.
Unistream
Unistrim is a money transfer system. Allowing you to send money to foreign countries and make transfers within Russia. Unistrim has more than 100 thousand service points in 90 countries. At the same time, the system does not provide restrictions on the transfer amount. To make a transfer, you will need to present a document proving your identity (for transfers up to 15,000 rubles or the equivalent in foreign currency, no identification is required). Indicate the country and city of the recipient, as well as his full name, and receive a copy of the “Application for transfer without opening an account” with the specified transfer control code from a bank employee. Provide the recipient with the transfer control code and your full name. However, if you are a non-resident and want to transfer money in the amount of more than 75 thousand rubles, you will be required to provide a migration card. The currency for transfers within Russia is rubles; dollars and euros can be used abroad. Currency exchange occurs at the established service rate.
Money can be transferred to a specific postal address or to the addressee's name. Your funds will reach the recipient a quarter of an hour after sending. The transfer fee will depend on the amount and direction of the transfer; the commission for transfers to CIS countries is only 1% of the amount, there is no minimum wage.
MoneyGram
You will only like MoneyGram if you plan to transfer money in US dollars. More than 327,000 branches in 198 countries. For transfers to CIS countries, the commission is only 1% of the transfer amount. In general, commissions charged for transfers range from 1% to 12% depending on the direction and amount of the transfer. In principle, you can come to the collection point with Russian rubles, they will be exchanged for foreign currency at the rate established by the service. But in this case, you risk exchanging money at an unfavorable rate.
The sender must present an identification document, fill out a simple money transfer form, a form that will be given to you at the transfer point, after receiving a receipt and a transfer control number, inform the recipient of this transfer number.
The recipient needs to contact the MoneyGram service point, give the transfer number and present their ID, after which they will give you cash.
Prohibitions and restrictions when making transfers
When moving money through an instant money transfer service, do not forget about the current prohibitions in this area:
- You cannot transfer amounts of money over $5,000 to foreign countries at a time;
- You cannot use money transfer systems as a means of payment for business and other activities related to making a profit.
A special category of money transfers are transfers made through instant payment terminals; such a service is provided, for example, by the Zolotaya Korona system. This transfer is anonymous and does not require you to present your passport. However, legislators plan to limit the size of transfers through such devices to three thousand rubles.
What are the criteria for choosing an instant transfer system?
When choosing a money transfer system, follow these simple but effective rules:
- The method of sending money should be convenient for you. If you love cash, choose Zolotaya Korona, be friends with Internet banking, prefer Western Union;
- The location of the nearest point of issue in relation to the recipient of funds. If the point for issuing money for Unistream transfers is located only in the nearest city, it is hardly worth giving preference to this system;
- Transfer time. Maximum terms transfers are typical for Russian Post, all other money systems implement the service within a few minutes;
- The transfer fee should be low, otherwise you risk incurring additional costs;
- The fewer restrictions in the system, the better. Otherwise, you risk encountering unforeseen problems and losing valuable time;
- Choose a system that has been on the market for many years.
Today, instant money transfers are a very convenient and, most importantly, reliable way to move your funds over distances. Efficiency and low cost make this service accessible to every resident of Russia. We suggest discussing how to choose a money transfer system and which agents you used on the pages of our blog.
